fdnsolutions.com Blog

Once again we have entered the final quarter of the year and we are already experiencing a high call volume with consumers nationwide concerned about paying credit card bills and fuel and grocery expenses.  Holiday spending seems not to be a top priority.  The 2008 holiday cash crunch has begun once again.

This year has been full of talk about change.  Change in living expenses, politicians and even the weather.  The one that seems most constant year over year is making the resolution to get out of debt upon the arrival of the new year.  For many these ideas of getting out of debt get ruined by not having a fool proof plan of attack.  Credit card debts are the toughest to pay down with compounded interest  and fees associated.

If you are looking to reduce your credit card debt and would like to start preparing for the holiday cash crunch we can help.  If qualified for our debt settlement program we can work with your creditors to negotiate settlements on the balances owed.  Debt settlement can also give you a lower payment monthly on your credit card accounts.

Call Today 1-800-258-4131 For A Free Consultation With Everest Debt Solutions

We would like to extend a special offer to anyone affected by the hurricanes in 2009.  With much of the gulf coast once again falling pray to these extreme weather storms we can be of service to help you get back onto your feet.

We offer debt settlement programs for consumers that have more than $10,000 of credit card debt.  Our program can help you reduce your debt by 40-60% and have you debt free in 3 years or less.  Please be aware that debt settlement can have an effect on your credit while using our services.

If you would like further assistance call us toll free 1-800-258-4131.

Everest Debt Solutions

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1-800-258-4131

One of the main talking points of the candidates for this year’s presidential election being change, we felt it may be appropriate to blog about how debt settlement can promote change in your financial future.  With so many consumers living outside of their means sometimes change is needed with a debt settlement plan to bring credit card bills and other unsecured debts under control.  Debt settlement programs can help consumers change their spending habits and move to a plan that has them focused on being and living debt free.

Debt settlement allows for one monthly payment and can drastically lower your monthly payments on your credit card bills.  This change in your monthly cash flow can reduce the stress and anxiety that comes with being over burdened with credit card debt and multiple high monthly payments.  Changing your budget with a debt settlement plan can typically have you debt free in 3 years or less without filing bankruptcy.

Call To See If Debt Settlement Can Change Your Life 1-800-258-4131

There are 4 different debt consolidation options to choose from when looking for how to lower your credit card payments.  Lowering your credit card payments can only happen in a credit card counseling, debt settlement and with bankruptcy.  These three options are available to those consumers with $10,000 or more in credit card debt, medical bills and other unsecured items.

With a credit card counseling program you will not be able to lower your credit card payments because the creditors will require that you pay back the full amount that you owe plus fees and the reduced interest rate.  Typically about 75% of the people that enroll in a credit card counseling program drop out within the first 6 months.  The main reason behind the fall out rate is that the person with the credit card debt did not lower their credit card payments but rather just reduced the interest rate.  If you are just looking to pay a company to pay your credit card bills for you credit counseling is the route to take.  Don’t expect to lower your credit card payments in anyway.

Your second option to lower your credit card payments is to file bankruptcy.  Acutally you won’t be lowering your credit card payments you will be eliminating them all together.  If you have found yourself in a situation whereas you are looking to file for bankruptcy you should contact Everest Debt Solutions for a free quote to see if a debt settlement program can lower your credit card payments for you.  Bankruptcy will lower your credit card payments but it will also limit your borrowing opportunities both in the present and in the future.

The truest form of how to lower your credit card payments is with a debt settlement program like the one offered with Everest Debt Solutions.  Debt settlement works by negotiating settlements on the balances owed with your creditors.  Our experience has show the we can work with creditors to settle your debt for roughly half of what you owe.  Lowering your credit card payments at that point is simple math.  We can use the estimated settlement amount including the program fees to lower your credit card payments.  Typically debt settlement will cut and lower your credit card payments by up to 50%.

For a free quote on how to lower your credit card payments call 1-800-258-4131 and ask for a specialist at Everest Debt Solutions.

Tampa Bay debt consolidation by Everest Debt Solutions is the leading debt consolidation program provider. We work with our clients to successfully negotiate a settlement on credit card debts and other unsecured debts.  Our debt negotiators have settled millions in consumer debt in addition to forming long term relationship with creditors.  We have advised and worked with over 100,000 Americans seeking debt consolidation and debt settlement as an alternative to bankruptcy.

Many consumers in areas of the country that are hit hardest by the credit and housing crunch seek out our services as a way to bypass possible financial ruin.  In Tampa Bay, debt consolidation is the prefferred choice for credit card debt relief.   We can help clients that have a total amount of debt of $10,000 or more and are looking to be debt free in 18-36 months.

Visit Google or Yahoo! and search for “Everest Debt Solutions” or visit our website at www.everestdebtsolutions.com

You can submit a request for a debt advisor to call you or you can call us directly at 1-800-258-4131.  We look forward to helping you regain control and reduce the stress associated with financial decisions.  There is no commitment to speak with us and we welcome any questions you may have.

Everest Debt Solutions is proud to announce a new division devoted to helping home owners in a hardship situation negotiate new rates and terms with their mortgage company in an effort to save their home.  Loan modification is a term used to describe how lenders go about working out a solution to avoid foreclosure with the borrower.

Usually a loan modification will be conducted with the lender through a loss mitigation specialist either with a law firm or an agency that has a relationship with your lender and will work for you and not the lender.  Borrower’s should be weary of companies that say that they have an exclusive arrangement with a specific lender because the banks do not typically make such contractual arrangements.  Loan modifications, forbearance agreements and loss mitigation are all ways to help you avoid losing your home.

We offer the ability to decipher what alternative to foreclosure will work best for you and then create a plan of action to accomplish those goals.  In most of our cases loan modification is in the best interest of not only our clients but for the lender as well.
Visit us online for more information about successful loan modifications or call 1-800-258-4131.  We look forward to helping you stay in your home!

Debt settlement saves homes for homeowners by lowering credit card payments and increasing the chance to stay current on rising mortgage payments  We have seen an increase in customer service calls and letters with appreciation for our excellence in the field of debt settlement.  Upon contacting us most of our clients were having to deal with creditors and money problems on a daily basis.  Some of our clients had even mentioned to us that the primary reason for using a debt settlement program was to lower their credit card payments to increase cash flow for paying their mortgage.

Debt settlement can typically lower your monthly payment by 50% and for some of our clients that has been more than $1,000 per month in savings.  Credit Card Debt Calculator.  Lowering your credit card payments can give you the extra money you need to pay your mortgage if it has adjusted to a higher rate or payment.  Debt settlement can help you save your home and reduce the stress of your financial situation.  We take pride in making sure that if debt settlement is the right choice for you we settle your debt in as little as 12-36 months or less with one lower monthly payment.

Debt consolidation, debt management and debt settlement programs can help you reduce debt and help to save your home if you are struggling to keep pace with increasing payments and increased gas and grocery expenses.

Call 1-800-258-4131 to see if debt settlement can help save your home.

There are two different types of debt settlement agencies operating in the United States of America. The first kind is a debt settlement company like Everest Debt Solutions that not only provides debt consolidation services such as debt settlement but also consults clients with no obligation or cost. This type of debt settlement company has formed bonds with creditors, collectors and credit card companies in order to settle debts qualified for the program in an efficient manner. Call 1-800-258-4131 for more information about how a debt settlement company like Everest Debt Solutions can help you.

The second type of debt settlement company is law firm debt settlement also known as attorney debt settlement programs. These attorney debt settlement programs rarely produce results other than getting their clients deeper in to credit card debt. Law firm debt settlement programs operate in the opposite manner of collection agencies and are usually able to circumnavigate the law in some states in order to provide their services. The laws for these states were created to keep companies like this out however some law firm debt settlement agencies operate with impunity. With these law firm programs your fees are paid as a retainer for the service. In most cases you will pay the fees over the first 15 months of a 3 year program. Recently some of these debt settlement law firms have come under scrutiny by attorney generals and the FTC for violating numerous laws and acting in an unethical manner in regards disclosures about debt settlement and the potential consequences.

If you are a victim of a debt settlement law firm or a attorney debt settlement program contact us immediately for a free consultation to see if we can help you before your creditors take legal action to collect debts and force you into bankruptcy. Call 1-800-258-4131 for free help with your credit card debts.

We here at FDN Solutions have made a donation to help those affected by the recent tragedy that has swept Myanmar. Our hearts and prayers are with those that have lost a loved one. We are encouraging everyone to make a donation to help Myanmar victims in this time or tragedy.
If you are a client and would like to make a donation please contact customer service at 1-800-258-4131.

$5.00 can make a difference.

If you are in our debt settlement program or are thinking about enrolling with us we have come to realize that “sooner” is better than “later”. Many of the creditors that we are working with have been offering lower than usual settlement amounts to clients that are able to come up with a lump sum. If you have money sitting around from your tax return or are thinking about spending it on a TV we are asking that if you do have other monies that you call us at 1-800-258-4131 and we can tell you if that money could be better put to use paying off your debts.

FDN Client Services