Debt Settlement Saves Homes
Debt settlement saves homes for homeowners by lowering credit card payments and increasing the chance to stay current on rising mortgage payments We have seen an increase in customer service calls and letters with appreciation for our excellence in the field of debt settlement. Upon contacting us most of our clients were having to deal with creditors and money problems on a daily basis. Some of our clients had even mentioned to us that the primary reason for using a debt settlement program was to lower their credit card payments to increase cash flow for paying their mortgage.
Debt settlement can typically lower your monthly payment by 50% and for some of our clients that has been more than $1,000 per month in savings. Credit Card Debt Calculator. Lowering your credit card payments can give you the extra money you need to pay your mortgage if it has adjusted to a higher rate or payment. Debt settlement can help you save your home and reduce the stress of your financial situation. We take pride in making sure that if debt settlement is the right choice for you we settle your debt in as little as 12-36 months or less with one lower monthly payment.
Debt consolidation, debt management and debt settlement programs can help you reduce debt and help to save your home if you are struggling to keep pace with increasing payments and increased gas and grocery expenses.
Call 1-800-258-4131 to see if debt settlement can help save your home.
Debt Settlement Company Or Law Firm Debt Settlement?
There are two different types of debt settlement agencies operating in the United States of America. The first kind is a debt settlement company like Everest Debt Solutions that not only provides debt consolidation services such as debt settlement but also consults clients with no obligation or cost. This type of debt settlement company has formed bonds with creditors, collectors and credit card companies in order to settle debts qualified for the program in an efficient manner. Call 1-800-258-4131 for more information about how a debt settlement company like Everest Debt Solutions can help you.
The second type of debt settlement company is law firm debt settlement also known as attorney debt settlement programs. These attorney debt settlement programs rarely produce results other than getting their clients deeper in to credit card debt. Law firm debt settlement programs operate in the opposite manner of collection agencies and are usually able to circumnavigate the law in some states in order to provide their services. The laws for these states were created to keep companies like this out however some law firm debt settlement agencies operate with impunity. With these law firm programs your fees are paid as a retainer for the service. In most cases you will pay the fees over the first 15 months of a 3 year program. Recently some of these debt settlement law firms have come under scrutiny by attorney generals and the FTC for violating numerous laws and acting in an unethical manner in regards disclosures about debt settlement and the potential consequences.
If you are a victim of a debt settlement law firm or a attorney debt settlement program contact us immediately for a free consultation to see if we can help you before your creditors take legal action to collect debts and force you into bankruptcy. Call 1-800-258-4131 for free help with your credit card debts.
Myanmar Donations
We here at FDN Solutions have made a donation to help those affected by the recent tragedy that has swept Myanmar. Our hearts and prayers are with those that have lost a loved one. We are encouraging everyone to make a donation to help Myanmar victims in this time or tragedy.
If you are a client and would like to make a donation please contact customer service at 1-800-258-4131.
$5.00 can make a difference.
Pay Off Your Debts Sooner Than Later
If you are in our debt settlement program or are thinking about enrolling with us we have come to realize that “sooner” is better than “later”. Many of the creditors that we are working with have been offering lower than usual settlement amounts to clients that are able to come up with a lump sum. If you have money sitting around from your tax return or are thinking about spending it on a TV we are asking that if you do have other monies that you call us at 1-800-258-4131 and we can tell you if that money could be better put to use paying off your debts.
FDN Client Services
Debt Settlement Savings
Debt settlement programs are designed for maximum savings on your unsecured debts. Using a debt settlement company allows for you to focus on managing your day to day finances while we as your debt negotiation company work with your creditors to obtain settlements on your behalf. Debt settlement allows for you to have one lower monthly payment and only pay back about 40% of the total debt that you currently owe.
Some of our clients have expressed to us that prior to seeking out our services they were previously picking a choosing what was being paid and how much could be paid. Many of our clients had even fallen behind on the mortgage and are still paying outrageous credit card minimum payments. By reducing your payments in a debt settlement program it may allow you to pay the mortgage and not fall behind.
Daily we are working to improve the relationships with the creditors involved with our clients. If you have at least $10,000 of credit card debt and are choosing between the mortgage and the credit card companies give us a call at 1-800-258-4131. In certain cases we have the ability to work with the same negotiations department that works with mortgages and credit card accounts and we are always willing to try and see what other options you have.
Debt Settlement Blog FeedBurner
Over the last few days we integrated our debt settlement blog with FeedBurner. FeedBurner is the leading provider of media distribution and audience engagement services for blogs and RSS feeds.
You can subscribe here. http://fdnsolutions.com/blog/feed
Or View Us With FeedBurner! http://feeds.feedburner.com/DebtSettlementBlog
Debt Settlement Directory
Hello All,
You can now find us in the Free Financial Directory in the debt settlement directory section.
-FDN Team
Life Lock Program Coming Soon!
As heard on the radio and seen on TV Life Lock is a unique product designed to safe guard your identity from possible theft. Life Lock offers a proven solution to prevent and alert you if someone is trying to gain access to your information or apply for credit in your name.
Life Lock Can Offer
- Proactive Identity Theft Protection
- Reduce Junk Mail
- Reduce Credit Card Offers
- $1 Million Service Guarantee
- Only $10 per Month
Life Lock Mainstream!
We will soon have the ability to offer this service at a discounted rate. Check back for more details!
Why Debt Settlement?
Since we work with the creditors on a daily basis they know our reputation and have experienced our success. 96% of the people we put in the program successfully complete it and are debt free.
The creditors know that people who have a high debt to income ratio struggle to pay their bills and save for the welfare of their families.
If you are unable to pay on your bills for the next 30-40 years, then the creditor realizes you truly only have 3 options.
- File Bankruptcy- the creditor makes 0$’s off of this.
- Sell the account to a collection agency- The creditor sells the account for literally 10-15 CENTS per dollar.
- Take people to court- It takes FOREVER to go through the court systems. Even if the creditors take someone to court there is no guarantee that they will ever see a dime. If people didn’t have the money before you took them to court, they are not going to have it now. You can’t take blood from a rock. Trying to collect Billions of dollars by going to court, only to see a small percentage of people actually pay back the debt, just is not a very profitable way to run a company.
Holiday Cash Crunch
Every year consumers are faced with a decision to either buy gifts during the holiday season or pay credit card bills on time. Many banks report that a majority of missed payments and late payments take place in December and January of the next year. Surveys concluded that this is tied directly to the lack of sufficient cash flow during these months and overspending. The same concept applies when someone that runs into an emergency and cannot make the monthly payments on their credit card accounts.
Time after time we see our clients first start to fall behind or start having late payments to the credit card companies during the holiday season. Late payments result in late fees and over the limit charges all costing more money the coming months to get back on track. In March and April many of our clients are people whom fell behind in December of the prior year and tried for months to catch up eventually leading them to our debt settlement program.
Our debt settlement program is comprised of negotiating with your creditors to reduce the total amount that is owed at the present time by 40-60% or more. Typically based upon your budget and your abilities to repay your debt you can be debt free in 12-36 months or less. Debt settlement is also uniquely designed to lower you monthly payments so that you can afford emergencies and the holiday season without having to worry about neglecting your creditors.
For more relevant information regarding debt settlement and how it can help you visit our navigation bar at the top of the page to explore the solution to being debt free.